Arrival

Universal financial passport

Trust,
Verified by
Arrival

Arrival turns a past life of rent, income, and disciplined cashflow into a verified Trust Profile the US market can read.

Begin verification

For newcomers, landlords, lenders, and anyone tired of thin files hiding real reliability.

Trust Profile

742

Excellent

out of 900

Reliability translated from verified global evidence, not just US account age.

+ 31 ptssince import

Verification Status

Identity archiveKyivVerified
Rent historyMexico City112 months
Bank cashflowManila$8.7k/mo
US thin fileChicagoBridged
View full report

Financial Overview

$8.7k

Monthly cashflow

14 months

Data Sources

FoForeign rentVerified landlord ledger2016-2026
BaBank historyParsed statements8 accounts
CaCashflowPlaid sandbox14 mo.
DoDocumentsVision extraction7 files
Secure. Private. Compliant.

The invisible wall

FICO sees a zero where a whole life exists.

45M

credit-invisible people

Day 1

usable trust profile

1,825

days not spent waiting

The translation

Two profiles. One person.

The same life, written in two languages. One the US market refuses to read.

What FICO sees

0

Score unavailable

Credit history·
Tradelines·
Inquiries·
Tenure·

Day 1. No file. No history. No trust.

What actually exists

Purchasing Power Parity

₴30,000

Kyiv · monthly

$1,847

Chicago equivalent

Verified cashflow · 6 yr

112

rent months

8

bank accounts

7

documents

Years of disciplined cashflow, translated.

The forensic swarm

Three agents. One verdict.

A specialized swarm interrogates every signal, so a landlord or lender doesn't have to.

Agent Alpha

The Auditor

Validates the math behind every document. Balances, dates, signatures.

Forensic extraction

Agent Beta

The Macro-Economist

Applies Purchasing Power Parity. $1,000 in Kyiv, sized for Chicago.

PPP normalization

Agent Gamma

The Underwriter

Aggregates every verified signal into a single Trust Score.

Score aggregation